KUMAR, V. . Transforming Digital Infrastructure in the Insurance Sector: Lessons from Enterprise Modernization Programs. IPHO-Journal of Advance Research in Science And Engineering , [S. l.], v. 3, n. 12, p. 43–51, 2025. DOI: 10.5281/zenodo.17972520. Disponível em: https://iphopen.org/index.php/se/article/view/391. Acesso em: 24 may. 2026.