SWAMY, M. A. . The Role of Cloud and AI Technology in Providing Secure and Fast Payments. IPHO-Journal of Advance Research in Science And Engineering , [S. l.], v. 3, n. 11, p. 48–55, 2025. DOI: 10.5281/zenodo.17732019. Disponível em: https://iphopen.org/index.php/se/article/view/374. Acesso em: 10 jul. 2026.